Home Loans
Made Easy

Financial Peace of Mind

We take pride in processing your loans quickly and look forward to being your lending partner and providing you with financial peace of mind.

Learn more »

New Homebuyer Home Loans from 4.25% APR ®

Consumer Loans

Personal Loan

  • Borrow up to $20,000
  • Terms up to 60 months
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule
  • Low fixed rate allows for consistent payment

Perfect loan for those back to school supplies, clothes, dorm decorations, electronics, etc.! We just making shopping easier! Click here to apply today.

Personal Lines of Credit

  • Borrow up to $15,000 with a low fixed rate
  • Ensures you have funds whenever you need them
  • Tap into your line of credit up to the credit limit
  • Interest is only charged on the funds you use
  • Direct Deposit and Payroll Deduction Payments to fit your unique pay schedule

The maximum unsecured limit - $30,000 limit for all combined unsecured loans limits (including VISA).

Share Secured

  • Borrow against the funds in your Credit Union Regular Share Savings
  • Low fixed rate
  • No penalties for early repayment
  • Savings remain intact and earn dividends
  • Ideal for debt consolidation or to build/re-establish good credit

Payday Relief

  • When you need a small, short-term loan quick
  • Borrow from $200 - $1,000
  • Application fee is $20
  • Repay terms up to six months
  • Low fixed rates compared to those other high rate, quick cash lenders
Click here to apply today!

Apply Now

Why Wait?

To apply for a mortgage loan, click here for our fast and easy online mortgage loan application.

For all other loans including auto loans, consumer loans, Visa Credit Cards, click here for our simple online loan application.

For 50 years, Providence Federal Credit Union has helped members just like you secure funds when needed. We offer a wide range of low-rate consumer loans to meet all your borrowing needs.