Home Loans
Made Easy

Financial Peace of Mind

We take pride in processing your loans quickly and look forward to being your lending partner and providing you with financial peace of mind.

Learn more »

New Homebuyer Home Loans from 4.25% APR ®

Auto, Boat & RV Loans

Buying new wheels, trips, or, ahem, rings can be blissful

Some things are simply necessary in life. Your car breaks down, you need a new one. The Super Bowl is better viewed on a 52” screen than a 27” screen. There are no annual fees for any of our loans.

Auto (New/Used)

Whether you like the top down or up, black or red, cloth or leather, you decide. We’ll just make financing easy for you, so you can take all the time you need to make those hard decisions.

  • Financing up to 125% of the loans
  • Terms up to 84 months for new
  • Terms up to 72 months for used
  • Reduce auto loan rates by .25% with Relationship Discount Rewards*.
  • Competitive rates
  • No loan fees
  • No prepayment penalties
  • Low-cost payment protection plans available
  • Automatic payment plans
  • Special limited time - 90 days no payments**
  • GAP Plus Protection is protecting your vehicle investment against a possible financial loss.
  • Mechanical Repair Coverage pays for covered repairs (cost of parts and labor) on your vehicle when unexpected breakdowns occur.

So, whether you're purchasing or refinancing a new or used vehicle, be sure to check out our rates and calculate how much you'll save in the New Year! To apply, click here or call our Lending Center at (503) 215-6090 or toll-free (888) 849-5189.

Auto Buying Service - Auto Mentors

Is it time for a new and used vehicle but dread the thought of having to negotiate with a salesperson at the dealership? Wah-la! Auto Mentors, our new auto locator service, can help ease the stress and hassle of buying a vehicle. From the initial consultation to the vehicle delivery, you'll be thrilled with the service. Plus, they can help you save hundreds and even thousands of dollars!

Here are just some of the services they offer:

New Vehicles

  • Investigate manufacturer inventories
  • Determine available rebates and incentives
  • Present your new vehicle’s features and accessories

Used Vehicles

  • Locate desired vehicle
  • Pre-delivery inspection
  • One month/1,000 mile limited power train warranty (offered on selected vehicles)

Trade-In Vehicles

  • Free accurate market value
  • Coordinate payoff
  • Outright vehicle purchases

For more information, please contact Roy Klein, Auto Mentors Personal Auto Shopper, at (503) 313-0502, roy.klein@automentors.com or click here .

Enterprise Car Sales

If you’re looking for a quality used vehicle, Enterprise Car Sales is a great option to explore. They offer more than 250 make and models, all marked with their low, no-haggle pricing and have passed a rigorous inspection by an ASE-Certified technician.

NADA Value Guide

  • We've partnered with NADAguides.com so you have access to the most respected and accurate vehicle pricing available on the market today.
  • From new and used cars (even classic cars) to RVs, from boats to motorcycles you can access NADA values 24/7, to get the most current pricing, whether you’re buying, selling or just shopping.

Boat & RVs

If you're ready for the open road or water, our low rates boat and RV loan is the perfect way to start the season right!

  • Competitive rates with flexible terms (up to 144 months)
  • No loan fees
  • Quick loan decision

To apply online, click here

Back to Top »

Apply Now

Why Wait?

To apply for a mortgage loan, click here for our fast and easy online mortgage loan application.

For all other loans including auto loans, consumer loans, Visa Credit Cards, click here for our simple online loan application.

For 50 years, Providence Federal Credit Union has helped members just like you secure funds when needed. We offer a wide range of low-rate consumer loans to meet all your borrowing needs.