Checking Accounts

Open a checking account for additional member benefits

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Online Banking

FREE Online Banking

Round the clock safety when you're checking your personal finances

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Save for a trip. An education. Or, you know, shoes.

Imagine – lifetime membership for as little as $5. We think that's a pretty good deal – considering that $5 opens your Regular Share Account, and establishes your membership. That means that as long as you have $5 in your Share Account and conduct at least a couple of transactions with us annually, you'll always be a member of Providence Federal Credit Union – even if you're no longer employed at Providence Health & Service or your current employer. Stick with us and enjoy great savings for a lifetime. We think that deserves a group hug.

Membership Regular Share Account

  • Open the account with as little as $5
  • $100 minimum daily balance to earn dividends compounded and paid monthly

Cub Account (10 years and younger)

Open a Cub Account and join in the fun!
Your child, 10 and younger, is invited to open a Berenstain Bears® Cub Account* with us! We've teamed up with the popular children's characters to help teach children the money management concepts of Save, Share, Spend, and Earn.

"Beary" Fun Stuff
Cub Account kids receive so many goodies:

  • Special Membership Card
  • Welcome Sling Bag:
    • Piggy bank
    • The Berenstain Bears® Trouble with Money book
    • Bookmarker
    • Coloring book
    • Box of colored pencils
    • Stickers
  • Birthday present
  • eNewsletters (money tips, fun games, upcoming events, etc.)
  • And more!

Bring your child to any of our branches to get a Welcome Sling Bag when they open a Cub Account. To learn more, give us a call at (503) 215-6090.

ATTN: iPlus Kids Accountholders!
All iPlus Kids accounts who are ages 10 and younger are already a Berenstain Bears® Cub Accountholders! To receive a Welcome Sling Bag, simply come into a branch and make at least a $5 deposit (new money, no transfer) into your new cub Account. It's that easy to start saving.

iPlus Kids Savings Account (11 - 12 years old)

A penny saved is a penny earned. It’s so true.
Saving is fun. Saving is smart. We heart saving! We want our young members to feel the same. Our iPlus Kids Savings Account is designed especially for 12 years old and younger. See what it’s all about:
  • $5.00 minimum to open
  • Earn a higher dividend rate than Regular Share
  • Receive a free gift with new account
  • Make a deposit into an iPlus account at a branch and pick out a gift from our gift area
  • Welcome letter with a money activity book
  • Special offers throughout the year
  • Free eStatements and free Online Banking
  • Free online Youth Education
To join, click here or visit any of our branches.

iProsper Teen Account (ages 13 to 17)

Make your millions - one penny at a time. It’s possible.
Finance 101: Start saving today, borrow wisely, pay down your debts -- and live a prosperous life. How excellent. How simple. Open a iProsper Teen account and let us lead you to a path of good fortune.

  • $5.00 minimum to open
  • Earn a higher dividend rate than Regular Share
  • Access to your funds with a free ATM card
Free Student Checking

To join, click here or visit any of our branches.

*Based on qualifications. Withdraw ATM limits of $200 and POS limit of up to $500 based on certain criteria.

Prime Time Club (60 years old and over)

  • Free box of checks
  • Earn higher returns than our Regular Share Account

Money Market Accounts

  • High yield accounts with a minimum balance of $1,000 to open
  • Tiered account rate based on amount in account
  • Make deposits anytime to earn higher returns
  • Up to three withdrawals a month without penalty

Certificate of Deposits (CDs)

  • Variety of terms (6 – 24 months)
  • $1,000 minimum to open a CD account
  • When matures, renews automatically
  • Penalty with early withdrawal
  • Dividend paid monthly

Christmas Club Account

  • Can be used to save for holiday gifts or property taxes
  • Balances are automatically deposited into savings account by November 1st
  • No minimum balance required and funds can be deposited anytime
  • The account will be closed if funds are withdrawn earlier than November 1st

To open call (503) 215-6090, visit any of our branches or email us today!

Money Market Accounts

Want a high-yield investment account with the freedom to deposit and withdraw funds at your discretion? Then our Money Market Account is the answer.

Current Rates »

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