Our Mission
Provide an outstanding banking experience to all members of the community.
It sounds simple, but we all know that life is essentially a string of experiences. We remember the good ones, the bad ones, both physical and digital. When it comes to banking, your experience should be effortless and give you financial peace of mind. That's what we're here for.
Our History
Providence Credit Union (PCU) was founded in 1962 by a group of healthcare workers at St. Vincent's Hospital in Portland, Oregon. Today, it proudly services employees, retirees, and family members of Providence Health & Services in Oregon, Washington, California, Montana, Texas, Nevada, and Alaska as well as members of EyeHealth Northwest, The Portland Clinic, and United Domestic Workers (UDW) Labor Union.
In 2025, PCU merged with CCCU to form the Credit Union of CCCU. With this merger, membership eligibility expanded to include anyone who lives, works, attends school, worships, owns a business, or has a relative who is a current member in one of our eligible counties: Multnomah, Clackamas, Washington, Columbia, Hood River, Yamhill, Clark, and Skamania.
Our Values
Each day, we're driven by our cultural belief of “Love Where You Work”. It's a culture that motivates our employees to build up one another and work together to help our community.
Inclusive
Genuine
Adaptable
Committed
Our Strengths
Financial Health
For decades we have been a strong and reliable financial institution, well-prepared to weather any market turbulence.
At PCU, your deposits are insured by the NCUA up to $250,000 per share owner for each account ownership category you have with the credit union. We are financially sound, and your assets are safe with us.
Structure & Pricing
Being a not-for-profit financial CO-OP, we are member-owned. We do not have stockholders. Instead, we're directed by our members, not the demands of Wall Street. This allows us to keep members' best interests at the forefront of every decision, rather than profitability. Any profit we earn is reinvested in our members.
As a result, our pricing is tough to beat. You will have a hard time finding a local savings or loan rate that is better than what we offer!
Always Within Reach
We make simplifying your banking experience our goal – each and every day.
At PCU, you'll find easy and convenient ways to access your accounts anytime, anywhere.
From our modern, intuitive mobile banking app and financial planning tools to over 5,600 CO-OP Shared Branches and 30,000+ surcharge-free ATMs nationwide, you'll find just what you need to manage your money.
Our Success
As part-owner of PCU, every member gets full access to our latest business report and financial information. In addition to the reports below, you can see more about how we impact the communities we serve on our Community page.
2024 Annual ReportIf you are ready to join and help make a difference, become a member today!