Student Loans

Student Loans

We’ve partnered with Colleging to offer in-school undergraduate and graduate loan financing.

Undergraduate & Graduate Loans

Our in-school loan helps undergraduates and graduates pay the full cost of attendance and living expenses. We offer both fixed and variable rate loans.

• Repayment term of 12 years
• Borrow from $1,000 to $125,000
• Cosigner release after 36 on-time payments
• Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.

Parent Loan

Help with the cost of your college student’s tuition while they focus on their studies.  Our parent loan helps pay the full cost of attendance and living expenses.

• Repayment terms of 5, 10, and 15 years
• Borrow from $3,000 up to the cost of attendance as certified by the student’s school
• .25% discount for automated payment deduction
• Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.

Student Loan Refinance

Whether you want to reduce your payment, lower your interest rate or combine all your loans to make life a little simpler, our education refinance loan is an easy solution.

• Repayment terms of 5, 10, and 15 years
• Borrow from $5,000 to $125,000
• .25% discount for automated payment deduction
• Cosigner release after 36 on-time payments
• Complete your entire application in minutes on your phone, tablet, or laptop or start on one device and finish on another.

*APR (ANNUAL PERCENTAGE RATE). Rates, terms, and conditions are subject to change without notice. Financing is subject to PFCU membership and underwriting criteria, not every application will qualify. Rates displayed are “as low as.” Actual rate may increase based upon borrower’s creditworthiness All rates are determined by the Board of Directors and may change without notice.

Learn more by visiting our Loan Rate Schedule.