FAQ

You will need to follow up with your employer or payer to see when they have completed setting up your direct deposit. Once we receive your information from them, you’ll automatically be set up with Early Direct Deposit.

Your direct deposit must be set up as a recurring payment to be eligible for Early Direct Deposit. Salaries, Social Security benefits, pensions, military payments, VA benefits, and many other direct deposits qualify and are all included.

No, there is no fee. Early Direct Deposit is free for all members as a benefit of having a checking or savings account with us. 

Setting up direct deposit is easy! Speak to your HR department about setting up direct deposit. If you are a Providence employee, refer to this link for help setting up direct deposit in Genesis.

Once your direct deposit is set up, you’ll be automatically enrolled in Early Direct Deposit.

Not a thing! You are automatically enrolled. Just relax and enjoy early access to your funds. 

It’s important to note that we can only guarantee early deposits if your employer or payer provides payment details. Remember that this service depends entirely on receiving your direct deposit information early. If your deposit doesn’t arrive early, you can expect funds to be available on your scheduled payday. 

Early Direct Deposit is a free service that comes with your PFCU checking and savings accounts, in which we credit your eligible direct deposit transaction up to two business days early. There’s no enrolling or activating! If we receive your direct deposit information from your employer or payer early, we will deposit your funds into your account. If your deposit doesn’t arrive early, expect it to arrive on your scheduled payday.

Employers or payers may submit their direct deposit information at different times each pay period. Sometimes they may submit it one day early, and other times two days before. We don’t have control over the timing, unfortunately. However, you can sign up for alerts to be notified when you receive your direct deposit early.

To sign up for eAlerts, log into your Online Banking and select Settings in your profile, then Security and click Manage Alerts.

If you change jobs, you’ll need to set up direct deposit through your new employer.