FAQ

Our merger with CCCU will bring new financial products like Apex Checking and Mega Money Market, a new digital banking platform with Zelle® integration, and more access to in-person banking through Shared Branching and the existing CCCU and PFCU branches.

Leading up to our June 1, 2025 conversation date, it’s important to note some disruptions to our Bill Pay and Digital Banking services taking place between May 22 – June 2. We encourage you to read through our Merger Guide PDF for the full details, as well as consult the Conversion Timeline and Action Items, all found on our Merger Hub, to better prepare yourself for these changes.

Apex Checking is a high-yield checking on balances up to $20,000, with no minimum balance required.

Apex Checking allows you to maximize your money with a few account requirements:

• Set up Direct Deposit
• Sign up for eStatements
• Login to Online Banking at least once per month
• Make at least 10 debit card transactions per month

Visit our Apex Checking page for rates and more information:

*APY (ANNUAL PERCENTAGE YIELD). To receive the higher dividend rate for Apex Checking, the account must be enrolled in eStatements, must have a payroll, social security, or pension direct deposit each month, at least one log-in to online banking each month and a minimum of 10 debit transactions each month (ATM transactions do not count toward the debit card requirements). The 10 debit transactions must be posted to the account prior to the last business day of each month regardless of when the transaction was conducted. Application is subject to approval. See credit union Rate and Fee Schedule for more details.

Mega Money Market is high-dividend Money Market Savings Account. Mega Money Market is free from fees, easy to access, and earns returns higher than a certificate or traditional savings account.

Visit our Mega Money Market page for rates and more information:

*APY (ANNUAL PERCENTAGE YIELD). The APY may change after account opening. Minimum amount to open a Money Market account is $2,500. Minimum amount to open a Mega Money Market account is $100,000. Account qualifications apply. See credit union Rate and Fee Schedule for more details.

Shared Branching gives you access to a nationwide network of other participating credit unions. As a member you will be able to access your money and complete a variety of transactions at these locations.

Enter your ZIP Code into the Co-Op Locator to see participating credit union locations near you. There are over 5,000 Shared Branch locations nationwide and over 20 participating locations in the Portland, OR area.