FAQ

Q: If I have bad credit, can I qualify for an auto loan?

Yes! We strive to provide the financial assistance you need despite less than perfect credit history. For more information, please visit our Auto Loans page or apply today! You can also check out our free financial counseling through GreenPath Financial Wellness.

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If I have bad credit, can I qualify for an auto loan?

Yes! We strive to provide the financial assistance you need despite less than perfect credit history.

For more information, please visit our Auto Loans page or apply today!

You can also check out our free financial counseling through GreenPath Financial Wellness.

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What are the current auto loan rates?

View our current Auto Loan rates on the Rates page of our website.

For more information, please visit our Auto Loans page or apply today!

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How do I apply to refinance my auto loan?

You can refinance your auto loan using our Online Application.

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Can I apply for an auto loan if I have not found the car I want yet?

Yes! You can apply for pre-approval today.

You can also check out our Auto Link page for help searching for cars.

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What insurance requirements do you have for auto loans?

We require that our members have full coverage on any vehicle in which Providence Federal Credit Union is the lien holder. If you switch insurance, please remember to send in a new proof of insurance. If insurance lapses, you may be subject to force-placed insurance and any costs associated with it.

For more information, please visit our Insurance page or get your free quote today!

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Do I have to buy from an auto dealer?

No! We finance both private and dealership sales. For more information on auto loans, visit the Auto Loans page of our website.

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How can I check on my application status?

You can check on the status of your application by clicking the “Check Application Status” link at the very top of our website header, which takes you to this link.

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