Money Market Account
Earn rates that increase with your balance
If you want a financial product that gives you higher returns than a savings account and easy access to your funds, a money market account might be right for you.
- High-yield accounts with a consistently better rate
- No monthly service fees with a $1,000 minimum balance to open
- Tiered account rate: the more you save, the more you earn
- Up to 6 withdrawals each month without incurring a fee
- Access funds when you want it
- Manage and access funds via Online or Mobile Banking
- Federally insured up to $250,000 by NCUA
Mega Money Market
Mega Money Market is high-dividend Money Market Savings Account.
You can earn higher returns with the Mega Money Market that is easy access, and offers a rate of 4.75% APY1 — higher than a certificate or traditional savings account.
Today’s Rates
| Product | RAtes | APY* |
|---|---|---|
| $1,000 – $9,999 | 0.896% | 0.90% |
| $10,000 – $49,999 | 1.094% | 1.10% |
| $50,000 – $99,999 | 1.193% | 1.20% |
| $100,000 and above | 1.292% | 1.30% |
| Mega Money Market ($100,000 and above)1 | 4.65% | 4.75% |
Calculate Your Savings
View all Savings Calculators
“
”
Need more information?
Connect with a PFCU Member Consultant, by scheduling an appointment, email, or phone.
Financial Health Check
Looking for freedom from debt and money worries? You’re in the right neighborhood. We’ll help you create a realistic budget, build achievable goals, and reduce high-interest debt.
*APY (ANNUAL PERCENTAGE YIELD). Limitations on monthly withdrawals apply. Other transaction limits may apply. See our Membership and Account Agreement for details. Your savings are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), a U.S. government fund managed by the National Credit Union Administration (NCUA).
Dividends will be compounded and credited monthly. For dividend bearing accounts, the Dividend Period begins on the first calendar day of the period and ends on the last calendar day of the period.
Learn more by visiting our Truth-in Savings Disclosure.
1The APY may change after account opening. Fees or penalties may reduce earnings. Contact credit union for full details. Minimum amount to open a Mega Money Market account is $100,000. If balance falls below $100,000 there will be a $50 fee per month. Federally Insured by NCUA.