Tips for managing
your finances
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Can I apply for an auto loan if I have not found the car I want yet?
Read more…: Can I apply for an auto loan if I have not found the car I want yet?Yes! You can apply for pre-approval today. You can also check out our Auto Link page for help searching for cars.
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What is my loan payoff amount?
Read more…: What is my loan payoff amount?You can determine your loan payoff amount in Online Banking or your Mobile Banking App. When logged in, go to “More Services” then “Loan Payoff Amount.” Alternatively you can contact one of our Member Service Representatives at (503) 215-6090, or visit one of our branches.
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Do you offer construction loans?
Read more…: Do you offer construction loans?Unfortunately, Providence Federal Credit Union does not offer construction loans at this time. However, we do offer a variety of Mortgages if you are looking to purchase an existing home! Related Information Looking to buy or renovate your home? We want to get you there! Whether you’re in the market for a new pad…
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How can I qualify for a loan?
Read more…: How can I qualify for a loan?Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply! Your credit score plays a role in whether or not you qualify for a loan. You can check your own credit score for free once annually by visiting www.annualcreditreport.com.…
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Can I skip one of my loan payments (Skip-A-Pay)?
Read more…: Can I skip one of my loan payments (Skip-A-Pay)?Yes, you can skip up to 30 days of payments, allowing you to free up money for unexpected expenses. There is a $30 fee per loan that you skip and by skipping your payment, you will extend the term of your loan. Fill out our Skip-A-Pay Coupon Form to get started.
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Do you offer debt consolidation loans?
Read more…: Do you offer debt consolidation loans?Yes, we do offer consolidation loans! With a consolidation loan, you can reduce your monthly payment, total interest paid, or both. Visit our Financial Wellness page for more information.
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