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How does a Home Equity Line of Credit (HELOC) work?
Based on the value of your home’s equity, we will help determine how much you can borrow. During the draw period, you can advance money as you need it. As you pay off the principle, your available balance is restored, allowing you to use it again. Unlike a fixed-rate loan, you only pay on the balance owed, providing flexibility to use as little or as much as you need.