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Tips for managing
your finances

: ufaq
  • How is my money insured?

    Deposits at Providence Federal Credit Union are insured by the National Credit Union Association. The NCUA is a U.S. government agency that allows Credit Union members up to $250,000 of insurance per individual depositor.   Related Information Looking for insurance coverage? We’ve got your covered! We’d love to help you explore your insurance options so…

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  • Is mobile deposit capture secure?

    Yes! We are dedicated to your security. We have enhanced mobile deposit capture with security features so you can be confident depositing your checks anytime, anywhere. Review the Mobile Deposit Agreement for more details on how mobile deposit works!

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  • What are the benefits of your Fixed Home Equity?

    Our Fixed Home Equity offers the following benefits: Fixed-rate with up to 15-year term Low fees with affordable repayment terms Borrow up to $300,000 (up to 90% of your assessed or appraised value) Set payment and interest rate for the life of the loan Receive funds in a lump sum Direct Deposit and Payroll Deduction…

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  • Are the ITM Video Tellers Providence FCU employees?

    All interactive tellers and member service representatives are Providence FCU employees. The only difference is that they are co-located at our Milwaukie office to support all financial needs remotely. They receive the same training and meet the same privacy requirements as our in-branch tellers and member service representatives. 

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  • How do I apply for a Home Equity Line of Credit (HELOC)?

    Complete our Online Application to apply for a Home Equity Line of Credit. It only takes a couple of minutes! 

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  • What can I use my Home Equity Line of Credit (HELOC) for?

    Home equity lines of credit are often used to finance major expenses such as debt consolidation, home remodeling, medical bills, or college education. 

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