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Tips for managing
your finances

: ufaq
  • What is the cut-off time for a mobile deposit submission?

    You may deposit checks through mobile deposit at any time! However, depending on the time of day and deposit amount, you may not see your deposit until the following business day. For more information see our Funds Availability Policy.

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  • Do I need to send you a copy of my property tax bill?

    If your loan is set up with an escrow account, the credit union will obtain the property tax bill from the government. If your loan is approved with you paying the taxes yourself, you will need to provide a copy of the paid tax bill annually to us. At the following address:

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  • I noticed an error on my credit report for a Providence Federal Credit Union Credit Union loan. What should I do?

    If you notice an error on your credit report while applying for a Providence Federal Credit Union loan, please contact us immediately to rectify the issue. Did you know you can check your own credit score for free once annually? A good credit score is essential to your financial health. Visit annualcreditreport.com to receive a…

    Read more…: I noticed an error on my credit report for a Providence Federal Credit Union Credit Union loan. What should I do?
  • How is a credit union governed?

    Credit unions are governed by their Board of Directors, who serve and represent the best interest of the members. Every member, regardless of the amount in their account, can cast a vote to elect the credit union’s board members.   Related Information Not a member yet? Becoming a member is oh so easy! At Providence…

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  • Do you have a list of foreclosed homes?

    At this time, Providence Federal Credit Union does not have a list of properties that we currently own. For more information on purchasing a home and all of Providence Federal Credit Union’s great options, call and speak with one of our representatives.   Related Information Looking to buy or renovate your home? We want to…

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  • How soon do ITM deposits, withdrawals or payments show up on my account?

    Immediately. ITM are just as efficient and quick as in-branch transactions. While ATM transactions are also quick to appear in your account, with an interactive teller or member service representative, you can always ask about changes to your account or for confirmation of the transaction.

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