Tips for managing
your finances
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How long does it take to verify a deposit?
Read more…: How long does it take to verify a deposit?Deposit times vary depending on when and where you make them. Review our Funds Availability Policy for specific information on deposit availability! If your deposit does not appear in your account after the appropriate amount of time, visit a branch or reach us at (503) 215-6090 Related Information Don’t have Providence FCU Mobile? Get…
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Why are my debit transactions being denied so often?
Read more…: Why are my debit transactions being denied so often?There are several potential reasons your card keeps being denied. For security reasons, the specifics of your situation must be dealt with in confidence. Please contact us at (503) 215-6090 or visit a branch to go over your transaction history. Related Information Coming up a little short? Try Courtesy Pay! We’re proud to offer…
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Is it possible to make deposits at other credit unions and have it credited to my accounts?
Read more…: Is it possible to make deposits at other credit unions and have it credited to my accounts?We do not participate in shared branching. However, if you search our ATM locations and find a deposit-taking ATM within our network, you may be able to make a deposit there. Related Information Now you can make check deposits from your phone! All it takes is a few taps and the click of your…
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What is a Home Equity Line of Credit (HELOC)?
Read more…: What is a Home Equity Line of Credit (HELOC)?A HELOC is a revolving line of credit, similar to a credit card. You can borrow as much as you need up to your credit limit, any time you need it. Because a HELOC is a line of credit, you only make payments on the amount you borrow, not on the full amount available to…
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How does the Personal Line of Credit work?
Read more…: How does the Personal Line of Credit work?A PLOC is what’s known as a revolving line of credit. This type of credit gets its name from how you use it: borrow some, then pay it back, borrow again, pay it back again. You’ll draw from your PLOC by transferring to your checking or savings account with our mobile app.
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Is Bill Pay secure?
Read more…: Is Bill Pay secure?You can have peace of mind knowing that our Bill Pay service meets all security requirements and is thoroughly protected. For more information on Bill Pay visit our Online Banking page.
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