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Tips for managing
your finances

: ufaq
  • Why did I receive my direct deposit early last payday but not this payday?

    Employers or payers may submit their direct deposit information at different times each pay period. Sometimes they may submit it one day early, and other times two days before. We don’t have control over the timing, unfortunately. However, you can sign up for alerts to be notified when you receive your direct deposit early. To…

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  • What is Early Direct Deposit?

    Early Direct Deposit is a free service that comes with your PFCU checking and savings accounts, in which we credit your eligible direct deposit transaction up to two business days early. There’s no enrolling or activating! If we receive your direct deposit information from your employer or payer early, we will deposit your funds into…

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  • How can I submit a secure message?

    To send a secure message log in to your Online Banking account and click on the mail icon in the upper right. Next click New Message, and then compose you message. We also welcome you to send us an email at [email protected]. For security reasons, do not include confidential information such as account numbers or…

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  • Is there a hold on the funds when I deposit a check through mobile deposit?

    Your mobile deposit will post to your account within one business day. If for some reason your funds are being held for longer than one full business day, refer to our Funds Availability Policy.

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  • What insurance requirements do you have for auto loans?

    We require that our members have full coverage on any vehicle in which Providence Federal Credit Union is the lien holder. If you switch insurance, please remember to send in a new proof of insurance. If insurance lapses, you may be subject to force-placed insurance and any costs associated with it. For more information, please…

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  • How can I apply for a credit card online?

    Explore our Credit Card page for options to find the best fit for you! Once you have chosen your new credit card, complete our Online Application process.

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