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Tips for managing
your finances

: ufaq
  • What is your SWIFT code? Do you offer international wire transfers?

    Providence Federal Credit Union does not have a SWIFT code. However, we do offer international wires. We use a routing number instead of a SWIFT code: 323075945. This number is used to complete electronic transfers, bill payments, and set up direct deposit.   Related Information Make a wire transfer today! To make a wire transfer,…

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  • How do I sign in to Online Banking?

    To sign in to online banking, access our log in portal on our homepage. You will then need to enter your username and password. If you have not verified the device from which you are logging in, you may need to answer security questions which you established during the enrollment process. If you have not…

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  • What is the difference between account balance and available balance?

    Your account balance is the total amount of money that is currently in your account, including all funds engaged in holds and pending transactions.  Your available balance is the total amount of money in your account that is accessible for purchases and withdrawals. This number does not include held or pending funds. Please note, available…

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  • Am I guaranteed to get my paycheck/payment early with Early Direct Deposit?

    It’s important to note that we can only guarantee early deposits if your employer or payer provides payment details. Remember that this service depends entirely on receiving your direct deposit information early. If your deposit doesn’t arrive early, you can expect funds to be available on your scheduled payday.   

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  • Where can I use Apple Pay, Google Pay, and Samsung Pay?

    You can use Mobile Wallet options such as Apple Pay, Google Pay, and Samsung Pay anywhere you see the universal contactless symbol: If you would like to use your Mobile Wallet outside of the United States, choose a link below to see which countries support Providence Federal Credit Union Mobile Wallet options: Countries and regions…

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  • What types of checks are NOT allowed to be deposited using mobile deposit?

    The following checks may be declined for mobile deposit:

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