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Tips for managing
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: ufaq
  • What if the information provided by SavvyMoney appears to be wrong or inaccurate?

    SavvyMoney makes its best effort to show the most relevant information from a credit report. If you think some of the information is wrong or inaccurate, you can “File a Dispute” with Transunion by clicking on the “Dispute” link within SavvyMoney. If the inaccuracy is verified, Transunion will update your report. We would also suggest…

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  • How does SavvyMoney keep my financial information secure?

    SavvyMoney uses bank-level encryption and security measures to keep the data safe and secure. Your personal information is never shared with or sold to a third party.

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  • Will SavvyMoney share my credit score with PFCU?

    No, SavvyMoney Credit Score is a free service to help you understand your credit health, make improvements in your score, and see loan and credit card offers from PFCU. We don’t have access to your credit files with SavvyMoney unless you choose to share it. If you would like to share, you can easily do…

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  • Will accessing SavvyMoney impact my credit and potentially lower my credit score?

    No. Checking SavvyMoney is a “soft inquiry,” which does not affect a credit score. Lenders use “hard inquiries” to make decisions about creditworthiness when you apply for loans.

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  • Is SavvyMoney really free?

    There is no cost to you whatsoever for the SavvyMoney credit score services, and no credit card information is required to register.

    Read more…: Is SavvyMoney really free?
  • How often is my credit score updated in SavvyMoney?

    As long as you are a regular online and mobile banking user, your credit score will be updated every month. You can click “refresh score” as frequently as every day by navigating to the detailed SavvyMoney site from within online and mobile banking.

    Read more…: How often is my credit score updated in SavvyMoney?

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