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Tips for managing
your finances

: ufaq
  • What are the overdraft fees?

    For our most up to date overdraft fee please refer to our Fee Schedule. Overdraft fees are charged to your account when you spend more money than you have in your available balance.   Take steps toward your financial wellness with PFCU! At Providence Federal Credit Union, we believe empowering members with the tools and…

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  • What is the fee for sending domestic or international wires?

    Our current wire transfer fees are listed on our Fee Schedule. To make a wire transfer stop into any of our branch locations. Please see our Wire Transfer Page for more information.   Related Information Skip the checks and pay all your bills with Bill Pay With PFCU Bill Pay, you can pay your monthly…

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  • How do I add or remove an account beneficiary?

    To add a joint owner to your account, visit the Disclosures & Forms page and click on the Account Change Form. Once you have filled out the form, email it to [email protected].   Related Information Haven’t signed up for Online Banking yet? No problem! With Online Banking, your accounts are just a mouse click or a…

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  • What is your contact information?

    Visit our Contact Us page to reach us! If you would like to schedule a one-on-one appointment with one of our skilled Member Service Representatives, click here. Let’s get in touch!   Related Information Need access to your PFCU account information? No problem! With Online Banking, your accounts are just a mouse click or a…

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  • Do you offer Holiday Savings accounts?

    Yes, we do. Providence Federal Credit Union is here to help with our Holiday Club Account. Simply stash away a little bit of cash every month and you’ll be a Santa rock star come December. Imagine stress-free holidays and your loved ones getting everything on their wish lists! For more information, visit our Savings Page…

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  • How can I qualify for a loan?

    Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply! Your credit score plays a role in whether or not you qualify for a loan. You can check your own credit score for free once annually by visiting www.annualcreditreport.com.…

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