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Tips for managing
your finances

: ufaq
  • What should I do if I have a negative balance in my Checking Account?

    You must make a deposit to correct the negative balance. Stop by one of our branches or use our Mobile Deposit service to address the issue. If you have any questions pertaining to the balance on the account, please contact us.   Now you can make check deposits from your phone! All it takes is…

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  • Do you offer construction loans?

    Unfortunately, Providence Federal Credit Union does not offer construction loans at this time. However, we do offer a variety of Mortgages if you are looking to purchase an existing home!   Related Information Looking to buy or renovate your home? We want to get you there! Whether you’re in the market for a new pad…

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  • Who can join Providence Federal Credit Union?

    If you or a family member work for Providence Health or any of its subsidiaries, you may be eligible to join. Members and staff of partner associations are also eligible. Once you’re a member, your family member (i.e. husband, father, aunts, uncles, cousins, in-laws, domestic partner, and grandparents) can join. And you can stay as long as…

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  • What are the overdraft fees?

    For our most up to date overdraft fee please refer to our Fee Schedule. Overdraft fees are charged to your account when you spend more money than you have in your available balance.   Take steps toward your financial wellness with PFCU! At Providence Federal Credit Union, we believe empowering members with the tools and…

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  • What is the fee for sending domestic or international wires?

    Our current wire transfer fees are listed on our Fee Schedule. To make a wire transfer stop into any of our branch locations. Please see our Wire Transfer Page for more information.   Related Information Skip the checks and pay all your bills with Bill Pay With PFCU Bill Pay, you can pay your monthly…

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  • How do I add or remove an account beneficiary?

    To add a joint owner to your account, visit the Disclosures & Forms page and click on the Account Change Form. Once you have filled out the form, email it to [email protected].   Related Information Haven’t signed up for Online Banking yet? No problem! With Online Banking, your accounts are just a mouse click or a…

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