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Tips for managing
your finances

: ufaq
  • How does my credit score affect my loan or credit card rate?

    If you have a higher credit score, lenders and investors will be more likely to provide lower interest rates and fees. If your credit history is good, investors will have more confidence in your ability to pay on time consistently. Did you know you can check your own credit score for free once annually? A…

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  • What are your hours?

    For our branch locations and hours, visit our Branch Locations page. To reach a Member Service Representative, refer to our Contact Us page. Hope to see you soon!   Related Information Not a member yet? Becoming a member is oh so easy! At Providence FCU, we exist to serve the needs of our members. Not…

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  • Do you offer Zelle?

    At this time, we do not offer Zelle.   Related Information Access your accounts anytime with Mobile Banking Our mobile app does everything you’d expect from a banking app, like make deposits and manage accounts. Type Providence FCU into your phone’s App Store or Google Play store and log in with your Online Banking username and…

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  • Are there closing costs associated with a Home Equity Line?

    Yes. You will be subject to closing costs if your Home Equity Line application is approved. For specifics, please visit a branch or reach us at (503) 215-6090.

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  • If I have bad credit, can I qualify for an auto loan?

    Yes! We strive to provide the financial assistance you need despite less than perfect credit history. For more information, please visit our Auto Loans page or apply today! You can also check out our free financial counseling through GreenPath Financial Wellness.

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  • How do I set up a new External Transfer?

    Adding an external account is easy through Online Banking or our Mobile Banking App. Simply go to Move Money in the online banking dashboard. Then select Manage Destinations, and then Add External Account. Connect your account through the Plaid portal by following their on-screen prompts. Plaid will likely need to initiate a withdrawal and then…

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