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Tips for managing
your finances

: ufaq
  • What are the current certificate rates?

    We’re always trying to get you the best possible deposit rate, and therefore rates are subject to frequent change. Please find current certificate rates on our Rates page. $1,000 minimum to open Dividend paid monthly Variety of terms (6 to 24 months) and rates Automatically renews upon maturity Penalty for early withdrawal   Related Information…

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  • What is the maximum amount I can withdraw from an ATM in one day?

    The maximum daily withdrawal from an ATM is: For withdrawals surpassing the limit, please visit your local branch. Find a surcharge-free ATM right now with our ATM Locator Tool.

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  • Are there a minimum number of deposits I have to make into a checking account per month?

    There is no minimum deposit that you must make into your checking account each month. For more information on fees associated with our savings and checking accounts see our Fee Schedule.

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  • Do you offer a credit card rewards program?

    No, we do not offer a credit card rewards program, but we do have several credit cards options: Our credit cards have great features that make being a member at Providence Federal Credit Union worthwhile!

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  • How do I know when my Early Direct Deposit starts?

    You will need to follow up with your employer or payer to see when they have completed setting up your direct deposit. Once we receive your information from them, you’ll automatically be set up with Early Direct Deposit.

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  • How are mortgage interest rates determined?

    Mortgage rates are determined by the Wall Street Prime rates. When the economic outlook is good, rates tend to increase, and rates fall when it’s not so great. It seems somewhat backward, but here’s the reasoning: When the economy is doing well, borrowers can afford more. This affects the market for mortgages, which results in…

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