As we prepare for our system conversion, it’s important to ensure we have your accurate contact information. Please update through Online or Mobile Banking, by calling us, or by completing the Account Change Form.

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Tips for managing
your finances

: ufaq
  • How do I sign up for direct deposit?

    Your employer is responsible for establishing direct deposit on your behalf. You will typically fill out a basic form requesting the following information, and they’ll do the rest. Credit union routing number (323075945) Your checking account number A voided check to verify the routing & checking numbers The address of your financial institution: Providence Federal…

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  • What are the current auto loan rates?

    View our current Auto Loan rates on the Rates page of our website. For more information, please visit our Auto Loans page or apply today!

    Read more…: What are the current auto loan rates?
  • Can I make ATM deposits?

    Yes! You can deposit funds at a PFCU ATM! Deposits can be made in either cash, or by check. If you are making a large deposit by check it may take more than one business day for the funds to become available. Click here to find an ATM location near you!

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  • Is there a minimum deposit required to open a checking account?

    For Apex Checking, there is a minimum opening deposit of $25 required, and no required balance to earn interest. For Free Plus Interest Checking, there is no minimum opening deposit required, and $500 minimum balance required to earn interest. For Refresh Checking, there is a minimum opening deposit of $25 required, and this account does…

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  • How does my credit score affect my loan or credit card rate?

    If you have a higher credit score, lenders and investors will be more likely to provide lower interest rates and fees. If your credit history is good, investors will have more confidence in your ability to pay on time consistently. Did you know you can check your own credit score for free once annually? A…

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