As we prepare for our system conversion, it’s important to ensure we have your accurate contact information. Please update through Online or Mobile Banking, by calling us, or by completing the Account Change Form.

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Tips for managing
your finances

: ufaq
  • What are your hours?

    For our branch locations and hours, visit our Branch Locations page. To reach a Member Service Representative, refer to our Contact Us page. Hope to see you soon!   Related Information Not a member yet? Becoming a member is oh so easy! At Providence FCU, we exist to serve the needs of our members. Not…

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  • Do you offer Zelle?

    At this time, we do not offer Zelle.   Related Information Access your accounts anytime with Mobile Banking Our mobile app does everything you’d expect from a banking app, like make deposits and manage accounts. Type Providence FCU into your phone’s App Store or Google Play store and log in with your Online Banking username and…

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  • Are there closing costs associated with a Home Equity Line?

    Yes. You will be subject to closing costs if your Home Equity Line application is approved. For specifics, please visit a branch or contact us.

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  • If I have bad credit, can I qualify for an auto loan?

    Yes! We strive to provide the financial assistance you need despite less than perfect credit history. For more information, please visit our Auto Loans page or apply today!

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  • How do I set up a new External Transfer?

    Adding an external account is easy through Online Banking or our Mobile Banking App. Simply go to Move Money in the online banking dashboard. Then select Manage Destinations, and then Add External Account. Connect your account through the Plaid portal by following their on-screen prompts. Plaid will likely need to initiate a withdrawal and then…

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  • Can I skip one of my loan payments (Skip-A-Pay)?

    Yes, you can skip up to 30 days of payments, allowing you to free up money for unexpected expenses. There is a $30 fee per loan that you skip and by skipping your payment, you will extend the term of your loan. Fill out our Skip-A-Pay Coupon Form to get started.

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