Sign in

Tips for managing
your finances

: ufaq
  • Does Refresh Checking improve your credit score?

    Your bank account information doesn’t show up on your credit report, nor does it impact your credit score. Yet lenders use information about your checking, savings and assets to determine whether you have the capacity to take on more debt.

    Read more…: Does Refresh Checking improve your credit score?
  • How does Apple Pay work?

    Simply add your Providence Federal Credit Union Visa Debit and Credit Card to your Wallet app. Once set up, the number on the front of your Providence FCU card will be replaced with a digital account number that will be securely stored on your Apple devices. Hold the device in front of a contactless reader…

    Read more…: How does Apple Pay work?
  • Which of my devices are compatible with Samsung Pay?

    To see the most up to date list of compatible devices, visit the Samsung Pay Overview page and click Compatibility. Please note, Samsung Pay is not available on iOS devices. 

    Read more…: Which of my devices are compatible with Samsung Pay?
  • Are Apple Pay, Google Pay, and Samsung Pay secure to use?

    Yes! Instead of using your private card number, Mobile Wallet solutions such as Apple Pay, Google Pay, and Samsung Pay create, encrypt, and save an individual device account number on your phone or another compatible device.  When you use your Mobile Wallet to make a purchase, the secure account number will be used to process…

    Read more…: Are Apple Pay, Google Pay, and Samsung Pay secure to use?
  • How does Google Pay work?

    Instead of transmitting your actual credit or debit card number at the register, Google Pay creates a unique and encrypted number along with a dynamic, one-time security code or cryptogram to process your payment. Merchants will not see your name or have access to your actual card number; further protecting your account information.  Visit our…

    Read more…: How does Google Pay work?
  • Do I have to use the ITM video banking function?

    No. The ITM can be used just like an ATM if you simply insert your card into the machine. This allows you to make simple ATM transactions without needing to speak to a representative, while still having the option to speak to a live representative if you would like some assistance. We have a video that…

    Read more…: Do I have to use the ITM video banking function?

Search