FAQ

Yes, you can skip up to 30 days of payments, allowing you to free up money for unexpected expenses. There is a $30 fee per loan that you skip and by skipping your payment, you will extend the term of your loan. Fill out our Skip-A-Pay Coupon Form to get started.

You can determine your loan payoff amount in Online Banking or your Mobile Banking App. When logged in, go to “More Services” then “Loan Payoff Amount.”

Alternatively you can contact one of our Member Service Representatives at (503) 215-6090, or visit one of our branches.

Yes! You can call us at (503) 215-6090 to pay your loan by phone during normal business hours. There is a $10 fee to use this service.

Monthly payments can vary based on the loan rate, how much you borrow, and your FICO score. 

You can also check out our loan calculators for more help. 

To make a loan payment from Online Banking or your Providence FCU Mobile App, go to the “Money” tab where you can transfer your payments manually or set up automatic recurring transfers. You can also set up external accounts to make payments to other financial institutions.

Yes. However, we don’t typically provide that information to 3rd parties without authorization to release. Please Contact Us to speak with a Member Service Representative regarding your loan payoff.

If you are late on a loan payment you will be charged a late fee. For exact pricing, please see our Fee Schedule on our Rates page.