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Yes, we do offer consolidation loans! With a consolidation loan, you can reduce your monthly payment, total interest paid, or both. Visit our Financial Wellness page for more information.
Yes, you can skip up to 30 days of payments, allowing you to free up money for unexpected expenses. There is a $30 fee per loan that you skip and by skipping your payment, you will extend the term of your loan. Fill out our Skip-A-Pay Coupon Form to get started.
Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply!
Your credit score plays a role in whether or not you qualify for a loan. You can check your own credit score for free once annually by visiting www.annualcreditreport.com.
Apply for a loan today!
Applying for a loan is quick and easy at Providence Federal Credit Union. Simply fill out the application, select the loan product you’re interested in and we’ll take care of the rest.
Unfortunately, Providence Federal Credit Union does not offer construction loans at this time. However, we do offer a variety of Mortgages if you are looking to purchase an existing home!
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Looking to buy or renovate your home? We want to get you there!
Whether you’re in the market for a new pad or looking to remodel your current house, we have the perfect loan to fit your needs. Let us customize a financial solution that’s just right for you and help you make the best decision for you and your home.
For more information, please visit our Mortgage page or apply today!
You can determine your loan payoff amount in Online Banking or your Mobile Banking App. When logged in, go to “More Services” then “Loan Payoff Amount.”
Alternatively you can contact one of our Member Service Representatives at (503) 215-6090, or visit one of our branches.
Yes! You can apply for pre-approval today.
You can also check out our Auto Link page for help searching for cars.
Yes! You can call us at (503) 215-6090 to pay your loan by phone during normal business hours. There is a $10 fee to use this service.
To make a loan payment from Online Banking or your Providence FCU Mobile App, go to the “Money” tab where you can transfer your payments manually or set up automatic recurring transfers. You can also set up external accounts to make payments to other financial institutions.
Yes. However, we don’t typically provide that information to 3rd parties without authorization to release. Please Contact Us to speak with a Member Service Representative regarding your loan payoff.
Loan approval takes between 24 and 48 hours.
If you are late on a loan payment you will be charged a late fee. For exact pricing, please see our Fee Schedule on our Rates page.
This process usually takes about 30 business days. If you have not received your vehicle title in the mail within 30 days, please contact us at (503) 215-6090.
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Take steps toward your financial wellness with PFCU!
At Providence Federal Credit Union, we believe empowering members with the tools and resources to make smart financial decisions is a critical component to living a healthier financial life. With their years of experience in the financial industry, our Financial Coaches are here to provide a customized experience for you that will support your financial goals.
Schedule a one-on-one financial coaching session with one of our certified financial counselors.