Personal Loans

Use it to consolidate high interest debt, big ticket items, or unexpected expenses into one easy, low monthly payment. It’s here for whatever you need in life.

Consolidate Debt

Combine other high-interest rate loans, into one low monthly payment

Unexpected Emergency

Whatever life throws your way, a personal loan can be a lifesaver.

Fund A Project

Use it to start a side hustle. Go for it!

Big Events & Leisure

A dream wedding or a once-in-a-lifetime vacation?
Funds to make your dreams a reality.

Personal loan benefits:

Borrow up to $20,000
Fixed rate loan
Terms up to 60 months
Flexible repayment terms
No loan fees

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Frequently Asked Questions

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Do you offer debt consolidation loans?

Yes, we do offer consolidation loans! With a consolidation loan, you can reduce your monthly payment, total interest paid, or both. Visit our Financial Wellness page for more information.

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How can I qualify for a loan?

Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply!

Your credit score plays a role in whether or not you qualify for a loan. You can check your own credit score for free once annually by visiting www.annualcreditreport.com.

Apply for a loan today!

Applying for a loan is quick and easy at Providence Federal Credit Union. Simply fill out the application, select the loan product you’re interested in and we’ll take care of the rest.

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How can I check on my application status?

You can check on the status of your application by clicking the “Check Application Status” link at the very top of our website header, which takes you to this link.

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How long does loan approval take?

Loan approval takes between 24 and 48 hours.

“

Tiffanie was very prompt in her responses and clear in her communications. By far the best experience I have had with a representative of any of the financial institutions I do business with. Thank you Tiffanie! I look forward to being a lifetime customer.

”

eric d. | Member SINCE 2023

Need more information?

Connect with a PFCU Member Consultant, by scheduling an appointment, video chat, email, or phone.

Mak e An Appointment

Email or Phone

*APR (ANNUAL PERCENTAGE RATE). The Credit Union offers various fixed rate loans listed in the Loan Rate Schedule, provided to you upon request. Rates are effective as of 12/01/2024. All rates and terms are determined by Board of Directors and are subject to change without notice. Rates may vary depending on the term, loan-to-value, age of collateral, and your credit. All loans are subject to credit approval.